First of all, thank you for replying. I did send an email to Julie at Fieldstone and each of the members of the board. At this time you are the only one to reply. I just looked at the statement and now I see the billing terms printed on the back. Before, I had looked at the bylaws and the CC&R’s and didn’t see there or anywhere on the landowners portion of the site anything to do with the billing terms or collection policy. I would think that it should be listed somewhere in the download or owners manual sections. Since I do all of my bill paying by computer I don’t usually spend much time looking at printed statements. I guess I will in the future. I will contact Dan and/or Julie directly and see if I can get this straightened out. Again, thanks for the reply.